Finance your new transportable home

Home / About / Finance

We are proud to partner with Westpac Bank to help our customers make their transportable home dreams a reality.

Westpac Bank Logo
Westpac were the first New Zealand bank to recognise the significant benefits of prebuilt transportable homes and have developed a “CHOICES PREBUILT” home loan specifically designed to allow you to purchase a prefabricated home that’s more affordable than traditional options.

This loan allows you to fund your home while its being built and make progress payments to Ezyline Homes while your home is under construction.

Westpac have a dedicated team of mobile mortgage managers who can work with you to secure a loan and help navigate the potential of using your Kiwisaver as part of the loan package.

 

How it works

While a CHOICES PREBUILT loan is similar to a normal construction loan, the difference is that it covers your transportable home while it is under construction in our factory, right through the transportation process to your site.

First home buyer?

 

Did you know that as a first home buyer, once you’ve been a member of KiwiSaver for 3 years, you may be able to withdraw some of your KiwiSaver funds to put towards the purchase of your transportable home or land?

Find out more at the link below.

 

Kiwisaver

 

Consult with your banking professional for all financial advice.

 

Ready to start the journey?

Download our FREE Guide To Transportable Housing Buyers Guide

Frequently asked questions (FAQs)

Can I use my KiwiSaver?

Yes, in some cases you can. The best way to find out is to make contact with Westpac (our finance partners) who will advise if you can and how much of your KiwiSaver you can use.

Do you provide finance for your homes?

No sorry we do not. We can put you in touch with our finance partner, Westpac, who have specialist loans available.

What are the terms of payment when buying a Ezyline Homes unit?

5% on signing, 10% when the floor is down, 25% when the roof is installed, 25% when the home is wind and weatherproof, 25% when the interior fit out is underway and 10% final payment before the home is transported or handed over.

Do you offer a Warranty or Guarantee?

Yes. All new Ezyline Homes come with a 10 year structural warranty that covers the structural integrity of your home, including the sub floor, framing, roof structure and load-bearing elements.

1 Bedroom House Plans

50m² house plans

2 Bedroom House Plans

60m² – 80m² house plans

3 Bedroom House Plans

84m² – 106m² house plans

4 Bedroom House Plans

105m² – 120m² house plans

Check out some of our helpful blogs below

Modern Transportable Homes Made for New Zealand Living

Modern Transportable Homes Made for New Zealand Living

Modern transportable homes have come a long way in recent years. What were once seen as something purely functional are now among the most in-demand housing options in New Zealand.  At Ezyline Homes, we specialise in architectural transportable homes...

read more

Stay in the loop

Keep up to date with what’s happening at Ezyline Homes

Buying a transportable home is a big decision. Whether it’s for your main residence, a holiday retreat, worker accommodation, or a secondary dwelling, there are several moving parts to consider beyond just the floor plan.

If you’ve been researching what to look for when buying a transportable home, this is our checklist to help you make an informed choice.

Site Suitability & Access

Before falling in love with a layout, start by investigating whether your site is suitable for a transportable build. Rural and urban sites present different challenges. Narrow driveways, tight turning circles, overhead power lines, or limited access can all influence delivery. 

An early site assessment gives your transportable home builder a chance to determine if there are any restrictions to the type of home that will work for your property.

Learn more about what’s involved in the transport and installation phase in our Transportable Homes Delivery Process.

Build Quality, Materials & NZ Compliance

Transportable homes have to comply with the New Zealand Building Code, just like any other residential build. That includes things like structural durability, insulation standards, moisture management, and seismic considerations.

Builds completed in a controlled environment have advantages because construction happens under predictable conditions, allowing for tighter tolerances and greater consistency when installing elements such as insulation and glazing.

When comparing your options, take into account the factors that make for a comfortable home - insulation, glazing, weather performance, and overall longevity of the materials being used.

Read more about how offsite construction improves building outcomes in Why Choose Transportable Homes.

Design Flexibility & Lifestyle Fit

Whether you’re looking for a primary residence, a holiday retreat, or accommodation for workers, considering the right layout based on how you’ll use the home will make the biggest difference to how the property is enjoyed.

Purpose of the home

The intended use of your home significantly influences the features and layout you should prioritise. Here are a few common purposes:

  • Additional accommodation for extended family: If the home will serve as extra space for family members, consider their comfort and privacy. Features like multiple bedrooms, a separate bathroom, and a cosy living area can make the space more inviting.
  • Holiday home: For a holiday property, prioritise low-maintenance features, easy access to outdoor areas, and amenities that enhance relaxation, such as a deck and outdoor living spaces.
  • Worker accommodation: Practicality and durability are key for worker housing. Ensure the home is equipped with sufficient amenities, durable materials, and adequate space for comfortable living.
  • Granny flat: Usability and preparing for the future are key considerations. If the person using the home is advanced in years, we can prepare the home by making doors flush entry, putting timber in the walls for future grab rails and making doorways wider for future wheelchair access.

The size of the Home

The number of bedrooms is a fundamental consideration when selecting a transportable home. Think about your current and future needs. If you have a growing family or anticipate hosting guests, opting for additional bedrooms can provide comfort and flexibility.

Bathrooms are another important factor, particularly in homes with multiple occupants. A second bathroom can be a game-changer, reducing morning rush hour stress and providing privacy.

The flow of the home

Customising the orientation of your floorplan to suit your needs goes a long way in helping to make your transportable home tick all the boxes when a standard floor plan doesn’t quite fit the bill.

Whether you’re looking to prioritise open plan living, need plenty of accommodation for all the extended family, or storage is top on your list, considering a floor plan which is tailored to include all the amenities you need is an important consideration to ensure your transportable home fits your lifestyle for years to come.

To explore layouts, view all our transportable house plans or if you want to skip the wait, browse our range of transportable homes available now.

 

The Build & Delivery Process

One of the biggest differences between a traditional build and a transportable home is where the work happens.

Instead of months of on-site activity, your home is constructed in a controlled environment before being transported and installed on prepared foundations. Timelines can vary depending on a few different factors, but these builds allow more certainty in scheduling and are less likely to run over.

While many transportable, modular, prefab, and kitset homes come in a range of sizes and orientations, often a more customised approach is necessary to achieve the perfect layout for your needs.

Check out the top things to consider when choosing the perfect transportable home for you:

Purpose of the home

The intended use of your home significantly influences the features and layout you should prioritise. Here are a few common purposes:

Additional accommodation for extended family: If the home will serve as extra space for family members, consider their comfort and privacy. Features like multiple bedrooms, a separate bathroom, and a cosy living area can make the space more inviting.

Holiday home: For a holiday property, prioritise low-maintenance features, easy access to outdoor areas, and amenities that enhance relaxation, such as a deck and outdoor living spaces.

Worker accommodation: Practicality and durability are key for worker housing. Ensure the home is equipped with sufficient amenities, durable materials, and adequate space for comfortable living.

Granny flat: Usability and preparing for the future are key considerations. If the person using the home is advanced in years, we can prepare the home by making doors flush entry, putting timber in the walls for future grab rails and making doorways wider for future wheelchair access. 

Number of bedrooms

The number of bedrooms is a fundamental consideration when selecting a transportable home. Think about your current and future needs. If you have a growing family or anticipate hosting guests, opting for additional bedrooms can provide comfort and flexibility. Even if the home is intended as a holiday retreat or worker accommodation, having extra rooms can enhance privacy and convenience.

Number of bathrooms

Bathrooms are another important factor, particularly in homes with multiple occupants. A second bathroom can be a game-changer, reducing morning rush hour stress and providing privacy. Consider the number of people who will use the home regularly and whether additional bathrooms are necessary to meet their needs.

Separate laundry area

A dedicated laundry area is a practical feature that many overlook. A separate laundry room can help keep the rest of the home organised and clutter-free. Whether you're washing beach towels from a day at the holiday home or uniforms in a worker accommodation setting, a designated laundry space adds convenience and functionality.

Customisable layouts

The ability to pick your preferred finishes including paint colours, floor coverings, joinery, and appliances is an easy way to help make your transportable home feel like your own.  Customising the orientation of your floorplan to suit your needs goes a long way in helping to make your transportable home tick all the boxes when a standard floor plan doesn’t quite fit the bill.

Whether you’re looking to prioritise open plan living, need plenty of accommodation for all the extended family, or storage is top on your list, considering a floor plan which is tailored to include all the amenities you need is an important consideration to ensure your transportable home fits your lifestyle for years to come.

Living area size

The living area is the heart of any home, where family and friends gather to relax and socialise. The size of the living area should align with your lifestyle and how you plan to use the space. For those who love entertaining, a larger living area may be ideal. Conversely, if the home is a secondary residence or for temporary use, a more compact living space might suffice with the extra floor plan used for additional bedrooms or storage.

Kitchen and dining area

The kitchen and dining area are crucial spaces for daily living. Consider the size and layout of the kitchen, especially if you enjoy cooking. A well-designed kitchen with ample counter space, storage, and modern appliances can make meal preparation a pleasure. The dining area should comfortably accommodate the number of people you expect to dine regularly.

Storage space

Lack of storage is often a pain point in any home. Evaluate the available storage options, including closets, cabinets, and potential external storage like sheds or garages. Ample storage helps keep the home organised and clutter-free, contributing to a more pleasant living environment.

 

Keen to find out more? Check out our full range of standard floor plans here or get in touch to chat with our friendly team about how we can help bring your transportable home to life.